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Ontario Home Insurance

Protect the place you call home.

We specialize in affordable coverage, no matter your living situation. Unlock a better rate and maximum savings on your home, rental, cottage and more.

We’re in the business of protecting your favourite places & spaces.

Explore affordable home insurance options in Ontario, crafted to suit your unique needs by our experienced insurance brokers. We are committed to providing cost-effective coverage that safeguards your home and belongings without compromising quality or peace of mind.

Bundles & Discounts

Some things are just better together

Save up to 50% on home, plus 20% on auto with a variety of our multi-policy discounts. Conveniently manage both of your policies under one roof with 24/7 access through our self-serve portal.

Custom coverage, no matter where you live.

Types of Home Insurance in Ontario

We offer comprehensive plans that are dedicated to protecting your favourite spaces and places.

House Insurance

Whether you own or rent, a tailored house insurance policy protects your dwelling and belongings, safeguarding you against unexpected events.

Condo Insurance

Condo insurance is tailored for condo owners in Ontario, providing protection for your unit, personal property, and liability. Fully tailored to you, this is meant to complement the condo corporation’s master policy.

Tenant Insurance

For renters in Ontario, tenant insurance is essential. It protects your personal belongings, offers liability coverage, and can even cover additional living expenses if your home becomes uninhabitable.

House Insurance

Whether you own or rent, a tailored house insurance policy protects your dwelling and belongings, safeguarding you against unexpected events.

Condo Insurance

Tenant Insurance

Airbnb Insurance

If you own rental properties in Ontario, rental property insurance is paramount in protecting your investment. This covers your units, preserving your income stream amidst unexpected events.

Airbnb Insurance

If you own rental properties in Ontario, rental property insurance is paramount in protecting your investment. This covers your units, preserving your income stream amidst unexpected events.

Cottage Insurance

Enjoy the serenity of Ontario’s lakes and forests with cottage insurance. This one-of-a kind program shields your getaway retreat from seasonal risks and provides year-round peace of mind.

Cottage Insurance

Enjoy the serenity of Ontario’s lakes and forests with cottage insurance. This one-of-a kind program shields your getaway retreat from seasonal risks and provides year-round peace of mind.

Home Insurance in Ontario

Home insurance in Ontario is an essential safeguard for homeowners, providing protection against various potential risks and financial losses. Understanding the different aspects of home insurance can help you make informed decisions about your coverage.
Home insurance typically includes several types of coverage. Dwelling coverage protects the physical structure of your home, including walls, roof, and any attached structures like a garage. Personal property coverage extends to your personal belongings, such as furniture, electronics, clothing, and appliances, covering them against risks like theft, fire, and vandalism. Liability coverage is crucial as it protects you against legal claims if someone is injured on your property or if you accidentally cause damage to someone else’s property.

Additionally, additional living expenses (ALE) coverage can be a lifesaver, covering the cost of temporary housing and other expenses if your home becomes uninhabitable due to a covered event. Coverage also often includes detached structures, providing protection for structures not attached to your home, like sheds, fences, and detached garages.

In addition to standard coverage, there are optional coverages. Flood insurance covers damage caused by flooding, which is not typically included in standard home insurance policies. Earthquake insurance provides coverage for damage due to earthquakes, often excluded from standard policies. Sewer backup insurance protects against damage from sewer backups, which can be a costly problem. Identity theft coverage helps cover the costs associated with restoring your identity if it is stolen.

Quote on House Insurance in Ontario

Home insurance is calculated on an individual basis. Insurers assess the level of risk associated with you and your property to determine a personalized quote. Here’s a brief overview of the factors that will influence your next home insurance quote:

Home replacement value. This is the amount of money needed to rebuild your home if it is destroyed. The higher the replacement cost, the more coverage you will need, resulting in a higher premium. You can also choose guaranteed replacement coverage, which ensures your home is covered for a full rebuild even if the cost exceeds the policy limit.
Property type and use. Home insurance brokers in Ontario consider how many people live in your household and whether you rent out your property for additional income. The more risk you present, the higher your premium will be.
Property age. Older homes are more prone to damage, so newly built properties often have cheaper insurance premiums.
Property size. Larger homes require more coverage. Therefore, insuring a 7,000-square-foot mansion will cost more than insuring a 500-square-foot apartment.
Location. Your home’s location significantly impacts your insurance rate. Homes near bodies of water or in high-crime areas are more likely to have higher premiums. Conversely, living near a fire station or fire hydrant can reduce your premium.
Roofing. A newer, higher-quality roof can lower your home insurance premiums because it reduces the risk of damage claims due to severe weather.
Exterior materials. Newer homes, brick homes, and homes made of fire-resistant materials tend to have lower premiums. As buildings age, they are more likely to experience issues like leaky pipes, leading to higher house insurance quotes in Ontario.
Heating, plumbing, and electrical systems. Older systems can result in premiums, and some insurers may require upgrades before providing coverage. This applies to items like wood-burning stoves, galvanized steel plumbing, knob and tube wiring, fuel oil tanks, and 60-amp electrical systems.
Accessory structures. Additional structures, such as garden suites or pools, also need coverage, which can increase your home insurance rate.

The extent and type of coverage you choose will affect your premium. Higher coverage limits and additional coverages, such as for high-value items or specialized risks, will increase the cost of your insurance.

By understanding these factors, you can better anticipate your home insurance quote in Ontario and make informed decisions when selecting coverage.

On the Duliban Insurance Brokers’ website, you can check out online quotes on house insurance in Ontario.

Benefits of Home Insurance with a Reliable Home Insurance Broker

The benefits of securing home insurance through a reputable home insurance broker are numerous. Here are a few key advantages:

A trusted house insurance broker offers expert advice tailored to your specific needs. The experts at Duliban Insurance Brokers will assess your unique situation and make recommendations on the best insurance coverage options to effectively protect your home and property.
Home insurance brokers work with a variety of insurance companies, giving you access to a wide range of coverage options and competitive rates. Duliban Insurance Brokers compares policies from different providers to find the best option that fits your needs and budget.
Unlike buying insurance directly from a company, working with a broker provides a personalized approach.
In the event of a claim, a trusted home insurance broker acts as your advocate. Duliban Insurance Brokers will guide you through the claims process, help you navigate the paperwork, communicate with the insurance company, and maximize your benefits.
Your relationship with your home insurance broker does not end once you purchase your policy. Duliban Insurance Brokers provides ongoing support, answers questions, periodically reviews coverage, and adjusts your policy as needed to reflect changes in your circumstances.

By working with a reputable Duliban Insurance Brokers’ home insurance broker, you can rest assured that your home and possessions are well protected. Are you interested in online home insurance quotes in Ontario? Contact us now at +1 855-385-4226.

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Duliban Insurance Brokers

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Bill Gooder

Hillary at Duliban was awesome to deal with highly recommended!

Cochid Leicester

I got taken care of by Hilary phelps and Lisa Brant extremely on top of it from finding you the suitable price to giving you some advice and pointers they truly went above and beyond especially with helping understand options

Kevin Pridmore

I would like to say thank you to all the staff at Duliban Insurance that helped me with my new policy. A huge thank you to Amy Brown for all her help with my questions and her patience with me. Thank you.

Cola_ 259

I called and got insurance the same day everything was so easy and they helped me out with the whole process i would highly recommend to anyone looking for insurance

Nick Johnson

Amy Brown and her team were knowledgeable, professional, and efficient. Much easier and assuring than dealing directly with an insurance company.

Catajbr

My experience dealing with Duliban's insurance broker Lisa Brant was hassle free, quick and went very smoothly. I would recommend Lisa to anybody who needs insurance and good advice. I found her to be competent and easy to talk to.

Paul Santin

Amy Brown is my contact and is always quick with responses and information.

J Guidry

Amy Brown at Duliban was an absolute pro! Provided fast and efficient service . Pleasure doing business highly recommended!

Kiran Patil

Excellent customer service. Perfect understanding of customers complex situation. Right solutions under given circumstances.

Kaleb D

This is a great place to go for insurance. Not only do they work directly with you, they also have a lot of partners to help find the best insurance. I only had the availability to walk in without appointment and the team helped me quickly and friendly to start the process. Mallory specifically helped me find auto insurance for me at a better rate than I found anywhere online, and answered all of my questions easily. This overall was the smoothest experience I've had with anything to do with insurance.

Muyiwa Francis

My experience with Hilary on setting up my insurance policy was the best. Her professionalism is top notch.She came highly recommended from my colleague and I wasn't disappointed.Sure referring her to my friends and family.

Lesley Corvetti

Amber has been fantastic to deal with. Very knowledgeable and professional!!! She was happy to answer my questions and concerns.

Makenna Bistany

Super easy to get in contact with and fast responses!! I had an amazing experience with June!

Taylor M

I had the pleasure of working with Alex S., who was a huge help! She was quick with replying, courteous, patient, and very knowledgeable with questions related to car insurance. Highly recommend!

Bert Schertzing

I had a good experience my agent was courteous and explained and answered all my questions

Barb

Amy was an extremely helpful and courteous person to deal with on my getting a new auto insurance policy. Very happy with this experience.

Dickson Ly

I had such difficulty getting a reasonable quote with other insurance brokers until I found Lisa Brant. She quickly found me the best rate saving me substantial amount and explained why I was able to get this rate due to my clean record. I will refer her to all of my friends!

Perry Barnhart

I did a sibstitution of vehicle through the Dunnville office with Jane.Jane did a fabulous job, doing everything efficiently and correctly.Jane sent the required confirmations to my dealer right away. They were very satisfied with the information.Great job Jane! Many thanks, Perry

Kari Andrews

Amy has been wonderful to work with! Super fast response, I highly recommend Duliban!

Michelle Hussey

Alex was very helpful, she answered all my questions and responded to my messages in a quick and timely manner.

CHristina Holmquist

Hillary was so helpful. The rate she found for me was half the rate my previous insurance company offered me for car insurance. She was also very quick to respond and very professional.

David Kuhnke

June Sabo was very helpful in getting my car & house insurance changed. Overall, I'll be saving about $1000 a year.Duliban Insurance Brokers has a discount program available for members of the Electric Vehicle Society of Canada, so I took advantage of the partnership.

carrie dixon

I had called multiple insurance companies and brokers, but still found myself with outrageous costs for car and home insurance for my family. Duliban was recommended by a family member so as a hail mary, I called one last company. I am sooo thankful I did. Amy Brown found me reasonable prices that no one else was able to and the plan was just as good (if not better). It was done quickly, very easily on my part, and financially, it's made a world's of difference to my household. Amy has also been great with customer service too and I can reach out to her anytime with questions. I HIGHLY recommend this company.

Rita Stribbell

Hilary Phelps was fantastic. She helped smooth out a disaster I was dealing with. She went over and above. She is as good as all the previous reviews I have read about her.. keep up the great job. Muchly appreciated. Thanks again.

denise dalcourt

It was recommended to me to try Duliban Insurance upon my renewal. I made an appointment with Hilary. She has been exceptional in assisting me. I would definitely recommend Duliban Insurance do anyone looking for insurance

Tasha Akerley

Recently spoke with Alex at Dublin and she was very professional, efficient and provided me with excellent customer service. 10/10 recommend her to all my friends and family.

Dominic

10/10 experience with Dublin. I had Lisa help me and she was wonderful. Very quick and efficient.

F A

Alex with Duliban Insurance was a pleasure to deal with. Precise and knowledgeable and she was able to get me a lower rate, lower than I expected. The best part was her quick and timely responses—I was able to get a policy set up within a week.

Rob Ferguson

Speedy service and best rates for my tractors and ATV.

Dalia Dief

Amy was a wonderful help and incredibly patient answer our multitude of questions. She worked hard to ensure best rate and protection. Very happy with the help and service

Tim Dingle

Had a great conversation with Natalie today... she helped me update my payment info and also assisted me with updating my tractor policy to fit my current needs.Thank you Natalie for your help!Tim

Jenny Edwards

I had a wonderful experience with Lisa at Duliban Insurance. She was so helpful and was always quick to communicate and answer all of my questions. Fantastic rates and excellent customer service!

Samar El-Bahrawi

Hilary was very responsive and helpful. Highly recommend

Freida Overholster

Fast, friendly and efficient service from June at Duliban Insurance.

John Klein

We chose Duliban Insurance Brokers in Welland (after having seen their high ratings on-line) to enquire about car insurance for a family member. From the initial walk-in contact we had with their receptionist, to the follow-up, we have been impressed! We received a response from their Senior Personal Lines Producer, Amy Brown, that same day and she was able to secure excellent rates immediately. She has worked for us in a very timely, efficient manner for which we are very thankful. We would highly recommend this company and, specifically, Amy!

Elena Atanassova

Thank you Lisa from Duliban Insurance for your prompt and excellent service!

Anna Macky

Honestly the best experience everAfter so many phone calls with other companies, Amy was a breath of fresh air and made the whole process simple.

Clara Cogswell

Amy from Duliban insurance was able to answer all of my questions during a relatively confusing insurance switch, and the rate I ended up with is pretty competitive. I am happy with Duliban so far!

J Rig

I’ve been looking for the cheapest rate for a few weeks and Hilary from Duliban got me the best rate. She’s great to deal with and would really recommend her for your insurance needs. I’m really impressed with her service.

Lindsay Oswald

Alex was very professional and informative, making my transition to another insurance company for my vehicle smooth and seamless. Highly recommend working with Alex!!

Ruth Cutts

Joseph —- Outstanding young manService 10 out of 10Magically yoursCalvin & Ruth

Vikrant P.

I went through Dulliban for classic car insurance. Mallory was amazing and took care of everything. Set up the insurance for me from start to finish and answered all my questions! Very happy with Dulliban and Mallory!

Wayne Taylor

Just a pleasure to deal with this company.Thanks Jhonny!

Pam Taylor

Amber is incredibly knowledgeable, courteous, organized and just goes that extra distance for her customers. My experience with her was outstanding!

Ciara Levely

My insurance experience has not always been the greatest. Mostly for faults of my own of which I have definitely paid the price for. This year, my tickets were to fall off my policy which I was looking forward to saving some money each month. I was in touch with Rafael Aparicio quite a few months ago to see when this would occur. He told my July, which brings us to this month. I reached out to Rafael and he was ready with all the information I needed about my renewed policy and new charges. The downfall was that the price decrease wasn't anywhere near what I expected which I was super disappointed with. I asked Rafael to look into it and he did. I was nervous at first because i wasn't receiving a fast reply from him like I have before...meanwhile he was just busy working hard to find me an EXCELLENT new option. When I tell you ... Rafael genuinely changed my life with what he was able to do. Without his hard work on my policy, I would not be able to save as much as I am projected to. In this day and age, that is a huge help and I still can't believe it. I am just over the moon about it. Rafael has been quick to respond, extremely patient with my questions and an absolutely pleasure to deal with. 10/10 customer service. Thank you so much, Rafael and Duliban!

Bradley Jackson

Very polite and great to talk too.

Billy Joe McDermaid

Very prompt and knowledgeable they were with me every step of the way and to make me feel comfortable. Customer service top notch outstanding. I highly recommend.

Cooper Cybulskie

Very good service definitely recommend

Anna Macky

Amy Brown was so professional yet personal and made the process easy. Thank you.

Arglatina

I recently worked with Breanne N. from the Grimsby office, and I couldn’t be more pleased with the service I received. Adding vehicles and insuring younger drivers can be quite challenging and expensive, but Breanne as well as Rafael were absolutely fabulous throughout the entire process. Her professionalism and helpfulness made all the difference during this complex situation. I highly recommend Breanne at Duliban Insurance Company in the Grimsby office to anyone looking for an exceptional insurance broker!” Andrea D 😊

Michael Elliott

Very helpful in getting me the best possible deal

Lenny Evans

Amber was very helpful and knowledgeable and worked through my issue quickly.

Baya Warner

June was very helpful with finding rates and setting up my new policy.

Niki

Emily was so sweet and helpful! I had quite a big issue and she fixed it right away. Thanks again!!

Mi Travels

Lisa is fantastic! Great CSR. Super satisfied with what I needed up with!

Chantal Cote

I had such a great experience working with Alex Shortridge at Duliban Insurance! She truly went above and beyond—taking the time to carefully explain everything, answer all of my questions, and make sure I fully understood my options. She found me the best deal for my situation, and I genuinely felt like she had my best interests at heart the entire time.I’ve dealt with many brokers in the past, but Alex stands out by far. She’s knowledgeable, incredibly friendly, and made the entire process feel easy and stress-free. If you're looking for someone who’s honest, efficient, and truly cares—Alex is the one to call. Highly recommend!

Katie Waito

My partner and I contacted multiple brokers and insurance companies, and Alex Shortridge from Duliban Insurance Brokers helped us get set up within the day with the best rate possible. She was more than helpful, kind, informative, and very communicative.

Chris Myshrall

Amy brown was amazing at helping me get the best quote

Bernard Majarais (Bernie)

With 2 young drivers in the family, our auto insurance premium was very high. Amy Brown was able to help make the premium more reasonable.

Jennifer Price

Amazing to deal with. Thanks for everything

Ryan

Lisa is fantastic!I reach out for multiple quotes and she was able to help me with all my needs and questions; she helped me shop around for a cheaper rate and find auto plans that were right for my needs. She was easy to get ahold of over email and phone, very professional and kind. I HIGHLY Recommend her. Thank you Lisa !

Tyler Bradford

Hilary helped me arrange for my insurance after moving from out of province. She explained anything I was uncertain on, and made the process so easy!

Ryan Angus

After doing some shopping around for new insurance rates after facing rising rates elsewhere I got in contact with Hilary and I could have not been more pleased. She found me some great rates and was a pleasure to work with. Hilary was always available to answer any questions I had, made my transition to Duliban seamless, and was always professional. Highly recommend!

Natasha Cotroneo

I couldn't be more impressed by the professionalism and efficiency of Wayne Drake. I am taking ownership of my new vehicle later today, but I am already so happy that I decided to join Duliban for my auto insurance. The quotes I was given for my new purchase were shockingly high for someone of my age with a clean driving record. Wayne really came through and floored me with his low quote. I didn't think I could ever get such a great price. I appreciate it so much. I'm already feeling such a difference in the customer service I've received from Duliban versus my previous insurer. I will be referring you to everyone I know who is looking for insurance. THANK YOU!!!

denis pare

Hilary was helpful and friendly, took time to explain anything we needed clarified. Left feeling good about our choices for house and car insurance.

Rui Shen

Hilary from Dublin Insurance has been a joy to work with. Fast, responsive, efficient, and most important of all - got us what we needed below our budget. It has been a pleasure and I look forward to working with her again in the future.

Kay B

Amy Brown is our representative and has helped us with all of our insurance. She gets everything done quick and painlessly! Thank you Amy!

Leslie DiLuca

When our family needed to change our home and auto insurance provider due to excessive and unjustified premium increases, a friend suggested we reach out to get insurance provider, Duliban insurance Brokers. We have been very happy with the fair rates that Lisa Brant was able to secure for us, as well as the straightforward and smooth transition process. Lisa was very responsive and knowledgeable throughout our interactions with her, and she made us feel comfortable and valued.

Susan Garand

Warren was friendly and knowledgeable. There was no waiting on hold, and when he was not available, he returned our calls in a timely manner. He was able to provide the identical coverage for our home and 2 vehicles that is saving us just over a hundred a month. We will not hesitate to refer him to our family and friends.

Marvin Applin

I referred my daughter to Duliban when she was looking to buy her first new car since I have been with them for probably 15 years now. Hilary Phelps was awesome guiding our daughter through the process.We have no issue recommending Duliban Insurance Brokers to anyone requiring insurance coverage.

Lise Proulx

I am thoroughly pleased with the attention and service that Amy provided me. I highly recommend her.

Jeremy McDonald

Recently changed our home insurance over to Duliban, we now have our tractor, recreational vehicles and farm truck insured with them. Steve was great to deal with and got us the coverage that met all our needs at a great price! Thanks Steve! Would highly recommend!

Colleen Meade

Duliban has been so amazing over the past while I have been with them. Hilary in particular has been the most helpful along side her team, another person I can remember the name of is Alex, he has also been helpful of the past while. Thank you to the team at duliban.

Ron Goulbourne

Great experience fast service and knowledgeable.

Christine Lafferty

Alex was very professional and provided great customer service!

Shy Chard

Amy was very patient and informative with any information I asked it was a very comfortable interaction and I am happy I called this company

Gabrielle Corriveau

Amy was a god send she was quick listened to everything i had to say and everything very easy to understand, 10/10 would recommend absolutely lovely

Nancy Carmona

Lisa súper cordial me ayudó y asesoró con el seguro para mi carro me dio la mejor opción y mejores precios, agradecida ☀️🌈✅😃♾️ los recomiendo con total seguridad

lisa carey

Thank you to agent, Steve Auld for providing excellent customer service for our new driver. You made the process seamless for the whole family!

jimmy chopra

I had a great experience working with Steve from Duliban Insurance! He made the entire process of setting up my policy smooth, quick, and stress-free. He was super helpful, knowledgeable, and took the time to explain everything clearly. I really appreciated the personal touch and attention to detail. Highly recommend working with Steve if you’re looking for solid insurance support and great service!

Warren Rowe

Alex at Duliban Insurance Brokers was tremdous help placing my car insurance after a glitch to my surprise with my long time insurance company. knowledgeable, friendly, and I would recommend asking for Alex when calling for insurance.

helen HOSKIN

I brought a very unusual type of insurance policy that I needed to Alex Shortridge . Other insurance companies just said no can not do. ALEX went out of her way to get what I needed.

Maria Orlando

I sent an email to whom I thought was the agent handling my account this morning. I received a call back message saying the agent was no longer with the company, please remove her name, and call back to the office. When I did, the call bounced around until I received an automatic message requesting I leave my number and I would receive a call back after agents had finished with other clients. I waited by the phone and did receive a call, but they hung up. Now it is a few hours later, and still no return call or an email. At first I gave a one star rating for the poor customer service. The company may be located in a small town, but the service is big town business. The next day I was very surprised to receive a call apologizing for the mix up and my issue was resolved quickly. I changed my rating to four stars; "the squeaky wheel gets the grease."

rich dobro

Hilary worked with me to secure a great auto insurance rate for my unique scenario. Kind, honest, and straight-forward.... you can't go wrong!

Dave Zasucha

Amber Berry was a huge help to all my needs.Thank you.

Zach van Noppen

I needed some auto insurance for a vehicle I was purchasing that day. I called in the morning and Lisa was able to put in a policy by noon at a competitive price! Very fast, effortless and professionally handled. Definitely recommend working with Lisa!

bonnie guther

Hilary is knowledgeable and very helpful. Super easy to contact brokerage and receive information.

Alberto G

I had the pleasure of working with June Sabo, and I can't recommend her highly enough. After speaking with six other brokers, June was the only one who truly took the time to understand my needs and went above and beyond to find me the best possible yearly auto insurance quote. Not only was her rate better than all the others, but her service was also exceptional—friendly, professional, and incredibly responsive throughout the entire process. If you're looking for a knowledgeable and dedicated insurance agent who will genuinely work in your best interest, June is the one to call.Orlando Garcia

Bob Russell

Steve Auld was the most helpful and knowledgeable person I have dealt with. He assisted on his days off to complete my request and was polite the whole way. Kept me well informed and answered every question. 10/10

Germaine Deyme

Amy Brown. Was a great help. Answered all my questions at the time. Made me feel welcome to the insurance company. Thanks Amy.

tim vanderburg

Dealing with Duliban is really great.Lisa is really great to handle any type of insurance you need.They have coverage for everything you need and look for the best prices.Lisa also looks for all options and help with the best decision.I give Duliban a 10 out of 10 rating

Michaulow Michel

I had the absolute pleasure of working with Hilary Phelps, and I can’t recommend her enough! I was in urgent need of both car and home insurance, and Hilary handled everything in just one day. Her professionalism, attention to detail, and friendly attitude made the entire process smooth and stress-free.She took the time to explain all my options clearly, helped me get the best coverage within my budget, and ensured everything was set up correctly from start to finish. It’s rare to find someone who is not only knowledgeable but also genuinely cares about their clients.If you’re looking for someone who will go above and beyond to make sure you’re covered and confident in your insurance decisions, Hilary is the one. Thank you again for your outstanding service!

raeichele

3 years later I'm still really happy dealing with these guys.... Great, helpful staff and fair prices... Being able to leave a positive review for an insurance broker says a lot about these guys, highly recommend !

Joe Shen

June Sabo was incredibly efficient and quick in getting me insured. She made the whole process smooth and stress-free, even providing a time to when I would receive my pink slip so that I could register my vehicle with proof of insurance. Highly recommend her for anyone looking for fast and professional service.

Isaiah Benjamins

June was an amazing help for finding my car insurance! I would recommend anyone looking for car insurance to come here to get the best rate!

Matt Vandenberg

Most responsive, attentive and cost effective insurance broker in the city, whether its for homes, rental properties, or vehicles.They have been growing a lot and it is well deserved, will continue to work with them into the foreseeable future

Ammi Begum

The best customer service ! Highly professional, reliable, friendly, great person Mr Warren Drake I came across after many years, please keep up the great work!!! He helped all my family thank you and your Dublin Insurance. Best wishes from Jafri Family

Tianna Pembleton

Hilary was so amazing and very helpful! She did a great job assisting me with all the information I need as a new business owner. Was extremely fast and much appreciated!

Joshua Anderson

Lisa helped me get insurance for my new car very quickly and efficiently. Very friendly and pleasant to deal with. Thanks Lisa!

Sandra Ballaigues

Hilary Phelps is absolutely incredible! She made the process of finding the right auto insurance so easy and stress-free. She was patient, knowledgeable, and took the time to explain everything clearly. I never felt rushed or pressured—just genuinely cared for. Hilary found me a great policy that suited my needs and budget, and she went above and beyond to make sure I was comfortable with my decision. If you’re looking for someone who truly has your best interests at heart, Hilary is the one to call. Highly recommend!

Karen Pharand

I would recommend contacting Hilary Phelps if you're looking to insure for the first time or change from your current insurance. Very professional yet still very down to earth. I appreciate that kind of customer service, she knows her business and didn't waste a moment of my time getting my quote together. Highly recommend 👌

Lowanna Ethier

Alex was amazing , professional and kind over the course of helping me with my quote for insurance. 5 stars ⭐️

Catherine Leckey

Mallory Crossman was extremely helpful and very patient when I spoke with her on May 29,2025. I was looking for a quote to explore the possibility of combining my cottage insurance which I have had for many years with Mason, now Duliban Insurance with my home and auto insurance. Mallory was quick to listen to and understand my concerns and provided me with the information I needed to make a decision.

deborah dunsire

Mallory Crossman was an incredible help with my new Insurance Policy. She walked me through the entire process and was so amazing to work with. I also appreciated the fact that she reached out to speak with me to go through the Policy in great detail! Thank you so much Mallory!

Brittany Genovese

I filled out a quote application and within 10 min of submitting it. Amy Brown had emailed me and called. This was 10 minutes before her day was done. She gathered my information and said she would get back to me in the morning. At 9:01 a.m., she called and had everything set and ready for my approval. All in all I received the insurance I needed in about 30 min. I couldn't be happier. What a stress free experience. Thank Amy Brown with Duliban!

Bonnie Doan

Wow, super impressed with this brokerage! Steve searched for quotes and got me a great deal on auto insurance, saving me a significant amount while increasing my coverage. I couldn’t be happier! The phone call was quick and painless, a few simple questions and I’m on my way to great savings! Thanks!!

Amadou Ba (Soninka lèmè)

Warren drake did excellent customer service.

Mairi Faria

Alex Shortridge was the agent that helped me out. She was kind and on point knew exactly what I needed to insure my Polaris slingshot and gave me an amazing quote!! Thank you Alex for taking the time to ensure that it was insured as quickly as possible!! You were great to deal with!

Paula Bishop

Warren was very helpful and explained things to me that I didn't understand thank you so much

Christine Korta

Hilary was very friendly and helpful. She saved me $700 on my new car insurance.

Shawn Bonville

Hilary was very responsive and got me a great price within a short time period. She was very respectful, and congratulated me on my new vehicle! Very happy with this insurance agent and how I was treated.

Bob Force

I would like to say that my experience with Lisa has been very positive. Everything is good and no problems whatsoever. Thank you Lisa

Kieran Price

Same coverage with better prices. Very straightforward and the staff are quite friendly and accommodating. A special thanks to Amy for making this transition a painless process.

muwanguzi emish

I just wanted to take a moment to sincerely thank Hilary Phelps for all your help in securing insurance for my vehicle. Your patience, professionalism, and attention to detail truly made this process smooth and stress-free. I especially appreciate the time you took to walk me through every part of the package and ensure I understood all the details.Thanks to your efforts, I now have coverage that not only fits my needs but is also affordable. I genuinely appreciate your dedication and support—you're truly a pleasure to work with!

Zachary DeHaan

The insurance brokers at Duliban insurance are very professional and helpful. I would like to give a shout out to June Sabo for her dedication for finding me the best possible price.

Guy 1

I appreciate the personal service from Todd Minor. A quick phone call resolved my concerns. Thanks Todd.

Rudeboy Collects

Hilary Phelps great broker took the time to explain everything she acts quickly and gets the results your looking for very professional to the point im extremely satisfied thank you Hilary

Shiham Ghouse

Great experience dealing with them, huge shout out to Hillary Phelps for the execution of excellent customer service

Brynna Taylor

I had a meeting with Holly and it went super smooth, this is my first time buying my own insurance but she explained everything super thoroughly and made sure I understood each option I had. Thank you for your help Holly !!

Jay Bee

Great experience working with Amy. I was given much better prices for both home and auto than my current provider. Thanks for your help!

Elijah Songcuya

We were first in contact with Lisa B., she was the first agent we spoke to over the phone before we were transferred to another representative to finalize everything. Lisa provided a quote that was well within our budget (even cheaper than we were expecting) and had every coverage we were looking for + more. She answered our numerous questions in detail through email in less than 24 hours! Amazing service from the Duliban team!

wind river

I chose Lisa for my business from other brokers because she was the only one that asked for a letter of experience to further reduce my rates. We'll done and thank you!

Louisette Lanteigne

We have a new car on the way that needed coverage so we went insurance shopping and found Amy from Duliban Insurance. She guided us through the process, we got a great rate on both house & car saving us hundreds of dollars a year. With peace of mind and more funds for the family it was a great experience. Highly recommend.

Katelyn H

Great experience with Mallory C! She was professional, helpful, and made the insurance process easy. Highly recommend!

Scott Ogino

Mallory was absolutely amazing. She was so kind, respectful and incredibly helpful and supportive. I would definitely love to continue working with her and the team again.

Devon L

Called in to Duliban about switching over insurance for my Model 3 and in under an hour, Holly had my quote, a great competitive price and even went over additional ways to save some cash through the EV society.Really great experience all the way from contact to signing. Would highly recommend.

Scorpio1 M

I've had insurance for more than 20 years. Despite having no fines or claims with Aviva, my insurance premium increased year after year. In the end, I discovered Duliban Insurance. With them, I received the best rate. I highly recommend speaking with Lisa Brant. She was excellent. She makes you feel like family and is incredibly knowledgeable. Fantastic experience

Pat Dunnill

Amy Brown was an amazing asset to assist me through my complicated needs.

MyLan Mary

Mallory was a great help. Thank you for everything

Rebecca Montgomery

Holly was great to work with, quick and easy!

Bailey Orosz

We just purchased our first home and were in need of home insurance. We were referred to Hilary Phelps who has been very helpful and informative during the whole process. Hilary was able to get us a quote within days of contacting her, whereas my previous broker hadn’t responded in over 3 weeks. Highly recommend Hilary Phelps for any insurance needs!

Erica Bartel

Great job, saving us allot of money, very thorough and extremely helpful...

taman caur

I experienced Holly from this insurance she’s wonderful helping me with each and everything…

Brian Pearson

After a long time with Belair I was not happy that the older my car got the more my rates went up so I finally decided to shop around and called Duliban and spoke to Lisa Brant, I found her to be very nice and attentative, did not mind in the least repeating things because of my hearing problems, she found me a great rate for my car and also the house, saved me hundreds of dollars so I am more than happy to join Duliban, thank you Lisa, you were great. best wishes, Brian.

Sandra Seljan

Alex Shortridge was excellent. We’ve been wanting to change insurance companies for years but couldn’t handle the stress of it.She took care of everything which made it ever so easy to switch over.

Trevor Welch

Great customer service and quick response

Kevin Taylor

Always a great experience with Duliban Insurance! Tia Balint was fantastic in helping me with a last minute change and saved me a few bucks too! Highly recommend!

Nicole Raposeiro

Great experience working with Alex for my insurance coverage needs! Thanks Alex

Leahanne Larche

I had the pleasure of Alex Shortridge for my consultant. Such a wonderful and knowledgeable person. Pleasant and enjoyed our conversation. Helped me out tremendously

Guy Sheppard

Once we got organized, everything was smooth.

Angelina Hrick

Calling an insurance company (especially early in the morning) can have its challenges, but Warren Drake was very easy going and ensured a smooth transition. Thanks again!!

Heitor Chavantes

Todd and Holly were great! They were very quick to get me a quote and they facilitated the paperwork to make the process smooth!

Laura Severinac

Holly was extremely helpful in finding us the perfect plan for our auto. She is a delight to work with!

Rory Donaghy

Very friendly great attitude and professionalism

Tom Morrison

The key to fantastic representation by your home and auto insurance broker is quality service. We have dealt with Todd Minor for about 20 years now, both with a previous firm and now with Duliban. Todd has always been tremendous...providing us with what we need and then following up with regular reviews and exceptional service. Being available for a quick call or email when you need something...a change...a claim... is so very important. That level of service and knowledge has confidently allowed us to refer multiple clients to him and his firm over the years trusting that they will not be disappointed.

Chris Carter

I called Holly Moore at Duliban Insurance for a quote. She was really help let me know all the extras I was missing but never push anything on me which was wonderful. The pricing I got was very impressive so I'm now with Duliban Insurance.

Kathryn Hrycusko

Quick and thorough communication with Holly Moore. She is so lovely, patient, and helpful. I had so many questions and she had all the answers.

Todd _

I have had the great pleasure of dealing with the extremely helpful and caring staff and agents with Duliban Insurance. In particular, Todd Minor has always gone above and beyond the call of duty when it comes to his caring patience and time he puts into helping and working with clients. I couldn't see any other insurance brokerage I'd want to have my policy with than Duliban.

Andrew Middleton

Lisa, went above and beyond in helping me set up for my house insurance. Thank you.

Lauren Lucyk

My car insurance broker Todd Minor is very thorough and explains things very well. Thanks for all your help Todd!

Anthony izzo

I recently received assistance from Alex S. and Brianna with transferring insurance to a new vehicle. Their level of customer service and support exceeded my expectations. I highly recommend both of them for their professionalism, knowledge, and willingness to go above and beyond to help with any insurance-related needs.

Jason Pigeon

I had the pleasure of working with Todd Minor today to add a new vehicle to our policy. Todd is very knowledgeable and has always been there to answer any questions and provides recommendations to ensure we are getting the most competitive prices for the coverage we need with our growing family. Always a pleasure to deal with Todd.

Serge

Great experience finding new auto insurance, my broker was Alex Shortridge and she was amazing! Answered all of my questions and made the process very smooth

AJ Canadian

Lisa was the best. Extremely helpful & fast.

liudmyla stetsko

Hilary was incredibly helpful and made the entire process of finding the perfect insurance for both our car and home smooth and stress-free. She answered all of our questions quickly and clearly, and we felt confident every step of the way. Highly recommend!

Alain Mantha

Had a great experience with Warren, he was very helpful and knowledgeable.

Condo

Mallory was a great help

Flo Sharp

Alex was amazing and patient. I would recommend her to anyone for insurance.

Ravi Dadheech

Very pleasant experience dealing with them as a new customer. Amy Brown was really patient and helped me get setup in record time. Thankyou!

R Mark

Amy and her team were great to work with, and help me get a good rate on car insurance.

Karen Medvic

I called for a quote for a vehicle for our daughter. Todd took the time to explain our options and worked out various prices so we could make our decision. Thanks as always Todd for your expert advice!

Mackenzie Vandenbosch

I’ve dealt with Todd for many years at Mason, and now at Duliban. As always his customer service goes above and beyond. I highly recommend him if you’re looking for all of your insurance needs! Thanks so much!-Mackenzie

Riley Sauve

Holly was awesome, she was quick and efficient in getting us the best quote possible! Definitely will recommend to anyone who asks where I got my insurance

Brian Gallant

Brianna was great to deal with.

Ann Chisholm

As my insurance (auto and car) needed renewal, I wanted to compare rates and products. On the recommendation of a trusted relative, I contacted Duliban Insurance brokers and am delighted with the result. I dealt with Hilary Phelps who attentavly listened to my needs and found me a product which not only saves me money but meets my expectations. Hilary was a true professional - knowledgeable, respectful, honest and kind. I would highly recommend Duliban Insurance Brokers.

Kenny Mills

Very pleasant and helpfull agents. Patient as my call kept dropping and my agent continued calling back to help get everything set up!

Natalie Jarrett

Holly has been super helpful with our home and auto switch! Definitely recommend!

F H

Hilary was tremendous help. Prompt and attentive service!

Jennifer Lachance

June was amazing and patient ! Thank you !

Dave Vella

I wish I could give 6 stars!I had an excellent experience working with Alex Shortridge as my insurance broker! As I am a first-time car owner, I had many questions, but Alex was incredibly knowledgeable, patient, and thorough in explaining everything to me. She made the entire process smooth and stress-free from start to finish. Her professionalism and understanding made me feel confident in my choices, and I truly appreciated her support. Highly recommend her services for anyone looking for a reliable and knowledgeable broker!

George Bajoon

I had the pleasure of dealing with Holly Moore who was very prompt in getting me new Home and Auto quotes. Holly followed up with me exactly one month before my renewal with mu other provider and was able to secure me much lower premiums than my current renewal offer. Highly recommend!

Doug Wilson

Great people to deal with and good options for insurance. I changed my house and vehicle.

renee plentai

Had the pleasure of dealing with Todd at Duliban Insurance. Was nice to have the personal one on one without machines doing the work!! He was very helpful with getting me the best price for my insurance needs! Highly recommend !!

Mike Fulford

Holly was great to work with knowledgeable helpful and efficient Would and will recommend her and Duliban

Tim Oehm

Great Service ! Thanks Hilary

Rick Davies

Todd Minor has been my agent for home and auto insurance for many, many years, and has always provided excellent, personable service. Would highly recommend.

Harold Bartel

Holly Moore was most helpful with my recent request. Thanks

stephen campbell

I have just purchased new car insurance for a used vehicle "gifted" to me by a family member. After a quick online search and application last night I have had the pleasure today of dealing with representative Alex Shortridge on the phone. This turned out to be a very efficient and speedy process and ultimately produced a very cost effective solution using the new approach of a base fixed policy rate then a variable rate for each 1,000 km actually driven. This is perfect for a second car that will have very limited local usage as a back-up for my primary vehicle for which I am the only driver. Alex was well prepared, knew her stuff and was a fountain of relevant information that made the process very helpful. Top marks to this articulate, polite, patient and ultimately successful guide to obtaining my new policy.

Emil Bistrian

Very good .Thanks.Emil

Chris Hansen

Great experience working with June. She was very knowledgeable and helpful getting RV insurance.

Eyad Hashem

Great service and competitive deals! I was able to find the auto insurance policy that suited me best. Shoutout to Holly!! An amazing broker who quickly understood my situation and managed to hook me up with a great deal. Many Thanks.

Henry Tran

Talked with Mallory for buying my car insurance for my new car a 2017 Tesla Model S 100D and she was helpful in answering my questions and getting me setup. Thanks!

Cheyanne Wilson

Alex was absolutely incredible to work with! The entire process was extremely pleasant and I felt supported all the way through with all my questions answered. I would definitely recommend Alex to anyone looking to find a new provider or looking to restructure their coverage

R R

I had some questions about my policies. Todd Minor returned my call quickly. He was courteous and professional. He answered all of my questions and made the required changes.

Alex

Great service. Amy Offered a great deal for auto insurance

Alisha Kolacz

Bryana at Duliban was absolutely wonderful to work with! She was very patient with me, making sure I understood everything and all my options before I chose an insurance plan. I was a little delayed in my response time and she never discouraged me or pushed me to the side. Thanks to her I feel confident in the insurance plan I’ve chosen and can’t thank her enough! 😊

Cj M

Amy is amazing. Worked with another broker but Amy did her magic and I got an even better quote! Very professional and getting a policy was a breeze! Thanks again Amy

Scott Hayward

My broker is Todd Minor and we have had nothing but the best service from him and Duliban insurance brokers. Always there for any questions and always looking for the best coverage and price for us. Completely satisfied

Connie Holden

Amazing experience with June! She found us WAY better coverage for our home insurance at a much better rate. Highly recommend!

Dave Upper

Staff were very helpful. We had lots of questions and they were patient and informative. Made the experience less stressful and pleasant. Fantastic customer service.

Lindsay Barton

Todd Minor is excellent, has gone above and beyond for me time and time again. Thank you so much for all the many years and more to come, much appreciated

Joanne Royer

Chantelle McCorriston was very helpful and professional. She understood exactly what changes I was asking to be done on 2 of our policies.

Josephine Dahan

Fast service, clear communication, excellent customer, knowledgeable staff and top rates!! I’m glad I decided to shop around and happy to be a Duliban insurance customer

Cheri-lynn Rodden

My brokers was amazing and it didn't take to get my insurance on my vehicle.

Luciana D'Elia

Lisa Brant was extremely helpful. She is friendly and kind. She was able to answer all my questions. Thank you for you do!

Raymond Sawh

This company is great to deal with,Holly Moore was really helpful and easy to deal with.I highly recommend her to anyone!!!

Maureen McKenna

Hi Malory, thank you for all your help with my car and house insurance . Your help much appreciated and the price was great!! Thank you Maureen

william mckinney

Warren was Very helpfull, Took the time to find coverge I wanted.

James Hutt

Brianna Lymburner was awesome!! Great quick and very friendly. Looked after my request. Highly recommend these guys.

pavalonh

Amy was such a help! Very friendly, gave me all the info I needed and was patient with my questions and things I didn't understand. Tooootally recommend!

Stanislav Gorovoy

Very good experience working with Duliban Insurance Brokers. My communication began with Amy Brown, Senior producer. She has very efficient, professional approach. Her quote was the best one on the market. The process of finalizing the deal was fast and streamlined. Highly recommended.

Matthew Johnston

They were very helpful in finding me insurance, thank you

Kirk Gordon

Amy has been more than fantastic to deal with! Always very prompt in answering my questions. As a first timer with Duliban, this is great to see!Cheers Amy!

Charlene McTavish

Holly was absolutely amazing to work with. She was so friendly and knowledgeable. Truly appreciate the time she took with me. She was able to greatly reduce my insurance costs while actually getting me better coverage. I would highly recommend Duliban.

Heidi Maharaj

I just had the pleasure of doing business with Holly Moore at Duliban and switched insurance carriers. Holly was extremely helpful at finding the best possible options for me and I am now paying less than half of what I was paying to an insurer that I have been with since 2008. She was also very responsive and could be reached immediately to answer any questions. My current carrier on the other hand made me wait on the phone for over an hour to cancel my existing policy. Night and day difference. Highly recommend Duliban for responsiveness and cost-effectiveness.

Angele LeVert

Holly has been so helpful and attentive - very pleased with her level of service and attention to detail 🙂

Marson's

Brianna Lymburner provided absolutely wonderful customer service while helping us update our home and auto policy. My mother-in-law recommended her to us, and I couldn’t be more grateful. Brianna explained everything so clearly, making sure we fully understood our policy and addressing concerns that hadn’t been met previously. She’s truly a breath of fresh air—professional, kind, and incredibly helpful. I’m so relieved to be solely dealing with her now at Duliban Insurance. Thank you, Brianna, for making this process so seamless and pleasant! Highly recommend her to anyone in need of exceptional service.

Damjan Stinson

Everything was done quick and easy and Mallory the broker who helped me was fantastic

STEPHANIE VIVEIROS

I contacted Duliban and had the pleasure to get quotes from Lisa Brant. Lisa provided me many different quotes as I was deciding in which vehcile I wanted to buy, she helped me through the process and I'm very thankful to Lisa.

Michelle Shedden

Great customer service and flexibility to speak with me

Sarah Jones

Bryana and Alex both helped us set up home insurance and were so helpful! Bryana got us started with quotes and answering all my questions as a first-time home buyer. She was quick with following through to help us stick to our quick closing timeline. We really appreciate her help!

Frequently asked questions

You asked, we answered. Hear what our brokers have to say about some of the top insurance questions in Ontario.

What does homeowner’s insurance cover?

This covers a variety of expenses, including property damage, loss of personal property and theft. Your policy will also include private liability, and any added living expenses are often included in the case of an emergency or displacement. A basic homeowner’s insurance policy does not cover flood, earthquake, or voluntary acts of negligence.

What is the difference between actual cash value and replacement cost?

The actual cash value of a personal item or piece of property is the cost of the item sold AS-IS on the current market. If you have owned a private property or structure, their value would have depreciated over that time. Actual cash value will factor this into the final cost. However, replacement cost value is the amount of money it will take to replace your property or damaged goods without deducting for depreciation.

Do I have to document my belongings?

If you are serious about protecting your assets and investments, it is recommended that you carefully document your property and the personal items inside. It’s good practice to walk through your home and take detailed pictures of all your big-ticket items, such as jewelry, appliances, electronics and antiques/ collectibles. If something unfortunate were to happen, this would serve as proof of ownership and show the condition of the item(s) prior to any damage.

What are money-saving ways to protect my home?

Safeguarding your home is the number one investment you can make which will impact your premium. Deadbolts on all of your entry doors and locks on your windows is a great place to start. Installing security and fire alarm systems that automatically notify the local police and fire departments will help to keep your property safe, even when you’re not home.

Installing and maintaining smoke detectors should be another priority for any homeowner, and if you have the means, a sprinkler system and carbon monoxide detector could help to save you from a great deal of damage should a fire break out in your house.

Remove any potential hazards to the best of your ability, such as keeping your walkways and entry points clear – specifically during the winter season. Salting your sidewalk and shoveling snow could save you a lot of time and hassle if something were to happen to a neighbor or passerby. In addition, restricting all access to “attractive nuances” such as swimming pools and trampolines is a good idea.

What happens if my neighbour sues me from an injury that occurred on my property?

With homeowner’s insurance, you may be afforded coverage for the neighbour’s injury. Your policy will cover medical costs resulting from the wound on your property, as well as any legal fees and costs to repair damages that led to our occurred during the injury. (This coverage assumes you were not voluntarily negligent.)

A flood is not covered, but what if my pipes burst and ruin my floors?

Accident discharge of water due to an issue with your plumbing system is included in your homeowner’s insurance plan. If something should happen to your plumbing system causing it to leak into your home, your policy will cover the costs associated with restoring the property. Check your plumbing system at least once per year to ensure everything is operating as it should be.

What happens if I live in a flood zone?

If you happen to live in an area prone to flooding or earthquakes, it is recommended that you add a rider or endorsement to your policy to include damages and loss as a result of these events. Our team can assist you in securing this coverage.

Is my homeowners insurance payment included in my mortgage?

Homeowner’s insurance is not lumped into your mortgage payments unless you request that your insurer opens an escrow account, allowing you to combine your payments together. This has become a more common practice amongst first-time home buyers for more convenient billing.

When should I add to my homeowners insurance policy?

There are many reasons why you should, or could, add to your current homeowner’s insurance policy. For example, if you are adding on to your existing property, you should contact your insurance provider to include this extension and receive guidance on what your plan should now include. You should also consider adding more coverage if you purchase land separate from your current plot, if you are buying another home, or going to rent a structure to others.

You may want to update your homeowner’s insurance policy if you make a significant purchase, such as expensive jewelry, a computer, or even new appliances for your kitchen. If you add to your investments in any way, you should immediately document the changes and contact your insurance professional to consult them on the necessary changes needed to keep your insurance program up to date.

How do I order house insurance in Ontario?

You can find out home insurance quotes and order the service at Duliban Insurance Brokers by calling +1 855-385-4226.

Get a quote today

Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.